Split the group's bill.
Bia handles the rest.

Send a photo of the receipt, a voice note or just type. Bia reads it, splits it right and keeps track of who owes what — no spreadsheet, no awkwardness.

Already using RachaZap?

Just add me to your WhatsApp group and I'll take it from there. 💸

Your money goes straight through: Bia never touches the cash.

Bia

Bia

online

today

IZAKAYA SUSHI

Rodízio x4192,00
Sake38,00
Couvert10,00
TOTALR$ 240,00
20:41

Got it! 🍣 Japanese buffet — R$ 240.00, split 4 ways.

You, Ana, João, LéoR$ 60.00 each
Your balance+ R$ 180,00

You're owed R$ 180.00. Send this PIX so everyone can settle 👇

Copy-and-paste PIX copy

00020126360014BR.GOV.BCB.PIX0114+5511…5204

receives: You · check the name at the bank before paying

20:41

From bill to settled in three steps

No sign-up, no spreadsheet, no being the nag who chases everyone.

1

Send the expense

A photo of the receipt, a voice note or just type “paid 240 at the buffet”. Right where the group already hangs out.

2

Bia splits it

She reads the amount, gets what it was, works out the split and shows who owes whom.

3

Settle up with PIX

Get the copy-and-paste PIX right away. The money goes straight from whoever owes to whoever's owed.

Got the amount wrong? Or did Bia misread it? Just fix it in the chat — she updates the balance instantly. When in doubt, she asks before saving.

No spamming the group. Bia only replies when she's called or when she spots an expense — she ignores the rest of the conversation.

It's not just another bill-splitting app

It's the way that makes sense for people who split everything in the group chat.

Born on WhatsApp

Nobody downloads an app, nobody creates an account. The expense goes in where the group already talks — and the website is just for whoever wants to see the history laid out nicely.

zero download · zero friction

AI reads receipts and voice notes

A photo of the bill or a voice note: Bia gets the amount and what it was, no typing item by item.

PIX closes the loop

Splitwise stops at “you owe $X”. Here you get the copy-and-paste code and settle right away.

A running balance, in real time

Bia adds up every expense over time and shows who owes whom. Changed in the chat, changed on the site instantly — always right, for everyone.

Bia chases people for you

She sends the reminder in the right tone, at the right time: “Hey João, you still owe $60 from the buffet 👇”. No spam — you're never the group's debt collector again.

Bia

Meet Bia

the group's organized friend

“I jot down the expenses, work out who paid what and keep precise track of who owes whom — no awkwardness when it's time to settle.” 💸

She strikes up conversation just enough, gets your group's vibe — trip, flat share, home, night out — and speaks your language. No stiff robot here.

Bia's golden rule: when in doubt, stay quiet. She only speaks when she's sure — never floods the group or comes off as spam.

🧳 Trip

Several days, several people — I keep a running balance and settle it all at the end.

🏠 Home & flat share

Rent and bills that repeat? Tell me once and I'll remember every month.

💑 Couple

I split the everyday your way — 50/50 or not — without it becoming a spreadsheet.

🍻 Night out

Everyone ordered something different? I split only what's yours, not the whole bill.

💼 Work

Team lunches and happy hours, a big rotating group — I keep up.

Bia is not a bank or a wallet

Your money, in your control

Splitting bills with a bot only works if it's genuinely safe. So it is.

  1. 1

    Everyone registers their own PIX key

  2. 2

    Bia builds the code with the key you already registered

  3. 3

    The payer pays straight from the bank, checking the name

In technical jargon, this is called non-custodial.

Bia never touches the money

The PIX goes straight from whoever owes to whoever's owed. We're not a bank or a wallet — the money never passes through us.

Your key is yours alone

Only you register and change your own PIX key. No one — not even Bia — changes someone else's key.

You check before you pay

Every PIX shows the name of who's receiving. You confirm it in your banking app before sending.

What Bia reads

She only looks at messages where she's called or that have an expense. She ignores the rest of the group chat.

The group's next bill will come out already split

Call Bia on WhatsApp and split the first one now. Takes 30 seconds.

No sign-up · nothing to download

RachaZap — split the bill on WhatsApp, settle up with PIX